DISCLAIMER: I’m not a financial planner. The opinions stated in this blog post are my opinions based on my current financial portfolio. I suggest to also do your own research as your financial portfolio may be different from mine. If you are interested reassessing your finances, please seek professional advice from a Certified Financial Advisor that charges based on a flat fee (not commission based).
A few weeks ago, I talked about a 2021 financial portfolio re-assessment. As a result of that post, I looked into the various domestic Vanguard mutual funds that would be good long term investment. This table below lists these mutual funds divided by market capitalization and stock types. I included a dividend option for those investors that are looking for companies that consistently pay dividends to shareholders. In addition, I found this “Total Market” fund which exposes investors to the market including large, mid and small cap stocks. Even though these are Vanguard stocks, other financial institutions like Fidelity/Schwab/Etrade will also offer similar mutual funds. As an investor, more research is needed to find the equivalent non-Vanguard fund at these intuitions.
Here’s the table:
|Market Cap||Growth||Value||Blend||Dividend||Total Market|
|Large Cap||VIGAX (Admiral)|
|Mid Cap||VMGMX (Admiral)|
*No S&P 500 stocks
|Small Cap||VSGAX (Admiral)|
After making this table, the distribution of my retirement accounts are much clearer to me now. I have adjusted my portfolio to invest in large, mid and small cap mutual funds focused around growth, blend and dividend.